Terms of Use and Terms of Service

This Website is Copyright © 1999-2017 by Kurian Mathew Tharakan & the Wall Street Executive Library (hereinafter referred to collectively as “WSEL”). All rights reserved.

By using this website you agree to abide, comply, and be bound by these Terms of Use and Terms of Service. As a User of this website you agree that all information is provided on an as is basis, and the use of this web site is at your sole risk. Links listed are solely based on our opinion of value. The links provided are maintained by their respective organizations, who are solely responsible for their content. You agree to indemnify, defend and hold harmless WSEL, its affiliates, officers, directors, employees, consultants and agents from any and all third party claims, liability, damages and/or costs (including, but not limited to, legal fees) arising from your use of our services, your violation of the terms of service or your infringement, or infringement by any other user of your account, of any intellectual property or other right of any person or entity. Trademarks are the property of their respective owners. Use of trademarks, logos, and brand names on this site are for identification purposes only, and does not imply an endorsement of this website by the trademark owner. WSEL is not responsible in any manner for direct, indirect, special or consequential damages, however caused, arising out of your use of this website. No endorsement of any third party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this Website.

WSEL disclaims all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose or non-infringement and it makes no warranty or representation regarding the results that may be obtained from the use of WSEL’s services, regarding the accuracy or reliability of any information obtained through WSEL’s services, regarding any goods or services purchased or obtained through WSEL’s services, regarding any transactions entered into through WSEL’s services or that WSEL’s services will meet any user’s requirements, be uninterrupted, timely, secure or error free. WSEL will not be liable for any direct, indirect, incidental, special, consequential or punitive damages of any kind resulting from the use of or the inability to use WSEL’s services, resulting from any goods or services purchased or obtained or messages received or transactions entered into through WSEL’s services, resulting from loss of, unauthorized access to or alteration of a user’s transmissions or data or for the cost of procurement of substitute goods and services, including but not limited to damages for loss of profits, use, data or other intangibles, even if WSEL had been advised of the possibility of such damages. These terms of service will inure to the benefit of WSEL’s successors, assigns and licensees. If for any reason a court of competent jurisdiction finds any provision or portion of the terms of service to be unenforceable, the remainder of the terms of service will continue in full force and effect. These terms of service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of the terms of service will be effective only if in writing and signed by an officer of WSEL

Privacy Policy

We take your privacy seriously. Please read the following to learn more about our privacy policy.

What this Privacy Policy Covers

This Privacy Policy covers WSEL’s treatment of personally identifiable information that WSEL may collect when you are on our site, and when you use our services. This policy also covers our treatment of any personally identifiable information that our business partners may share with us or that we may collect on a partner’s site.

This policy does not apply to the practices of companies that we do not own or control, or to people that we do not employ or manage.

Information Collection and Use

WSEL may collect personally identifiable information when you register for an account, when you use certain of our products or services, when you visit our pages, or when you enter promotions or sweepstakes. WSEL may also receive personally identifiable information from our business partners.

When you register with WSEL, we may ask for your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. Once you register with us and sign in to our services, you may not be anonymous to us.

WSEL also automatically receives and records information on our server logs from your browser including your IP address, WSEL and our business partners cookie information and the page you requested.

WSEL may use information for three general purposes: to customize the advertising and content you see, to fulfill your requests for certain products and services, and to contact you about specials and new products.

Information Sharing and Disclosure

We will not sell or rent your personally identifiable information to anyone.

We may send personally identifiable information about you to other companies or people when:

• We have your consent to share the information;

• We need to share your information to provide the product or service you have requested;

• We need to send the information to companies who work on behalf of WSEL to provide a product or service to you. (Unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us.);

• We respond to subpoenas, court orders or legal process; or

• We find that your actions on our web sites violate the WSEL Terms of Service, or any of our usage guidelines for specific products or services.

Cookies

WSEL may set and access ours or our business partners cookies on your computer.

WSEL allows other companies that are presenting advertisements on some of our pages to set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to WSEL’s cookies.

WSEL may amend this policy from time to time. If we make any substantial changes in the way we use your personal information we will notify you by posting an announcement on this page.